@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700;800&family=Inter:wght@400;500;600&display=swap');

/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:    #0f1f3d;
  --navy2:   #162444;
  --navy3:   #1e3057;
  --gold:    #b8963e;
  --gold2:   #d4af6a;
  --gold-light: #f5edd8;
  /* Finance accent — deep teal */
  --teal:    #1e6b5e;
  --teal2:   #2a9080;
  --teal-light: #e0f2ef;
  --cream:   #faf8f4;
  --cream2:  #f2ede4;
  --white:   #ffffff;
  --border:  #e0d9ce;
  --border2: #c8bfb0;
  --text:    #1a1a2e;
  --text-muted: #5a5a72;
  --text-light: #8a8a9a;
  --shadow-sm: 0 1px 4px rgba(15,31,61,0.06);
  --shadow:    0 4px 20px rgba(15,31,61,0.09);
  --shadow-lg: 0 12px 48px rgba(15,31,61,0.13);
  --radius: 4px;
  --radius-lg: 6px;
  --serif: 'Playfair Display', 'Georgia', serif;
  --sans:  'Inter', -apple-system, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  background: var(--cream);
  color: var(--text);
  line-height: 1.65;
  overflow-x: hidden;
}

.container { max-width: 1140px; margin: 0 auto; padding: 0 28px; }
a { text-decoration: none; color: inherit; }

/* ===== NAV ===== */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(15,31,61,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(184,150,62,0.25);
}

.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}

.logo {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
  letter-spacing: 0.3px;
}
.logo span { color: var(--gold2); }

.nav-links { display: flex; align-items: center; gap: 36px; list-style: none; }
.nav-links a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  font-weight: 500;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold2); }

.btn-nav {
  background: transparent !important;
  color: var(--gold2) !important;
  padding: 8px 22px;
  border: 1px solid var(--gold) !important;
  border-radius: var(--radius);
  font-weight: 600 !important;
  letter-spacing: 0.5px;
  transition: background 0.2s !important;
}
.btn-nav:hover {
  background: var(--gold) !important;
  color: #fff !important;
}

.hamburger { display: none; background: none; border: none; color: #fff; font-size: 1.4rem; cursor: pointer; }

/* ===== BUTTONS ===== */
.btn-primary {
  display: inline-block;
  background: var(--navy);
  color: #fff;
  padding: 14px 36px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: background 0.2s, box-shadow 0.2s;
}
.btn-primary:hover { background: var(--navy3); box-shadow: var(--shadow); }

.btn-ghost {
  display: inline-block;
  color: var(--navy);
  padding: 14px 36px;
  border-radius: var(--radius);
  font-weight: 500;
  font-size: 0.9rem;
  letter-spacing: 0.3px;
  border: 1.5px solid var(--border2);
  transition: border-color 0.2s, color 0.2s;
}
.btn-ghost:hover { border-color: var(--navy); color: var(--navy); }

/* ===== HERO ===== */
.hero {
  position: relative;
  background: var(--navy);
  padding: 160px 0 100px;
  overflow: hidden;
}

/* subtle texture overlay */
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    repeating-linear-gradient(
      0deg,
      transparent,
      transparent 79px,
      rgba(255,255,255,0.015) 79px,
      rgba(255,255,255,0.015) 80px
    ),
    repeating-linear-gradient(
      90deg,
      transparent,
      transparent 79px,
      rgba(255,255,255,0.015) 79px,
      rgba(255,255,255,0.015) 80px
    );
  pointer-events: none;
}

.hero-glow {
  position: absolute; bottom: -80px; right: -80px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(184,150,62,0.12) 0%, transparent 65%);
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 60px;
  align-items: start;
}

/* ===== HERO DECO (right column) ===== */
.hero-deco {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding-top: 56px;
}

.hero-deco-block {
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 28px 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.legal-block  { background: rgba(184,150,62,0.07); border-color: rgba(184,150,62,0.2); }
.finance-block { background: rgba(42,144,128,0.07); border-color: rgba(42,144,128,0.2); }

.hero-deco-seal { font-size: 2rem; line-height: 1; }

.hero-deco-industry {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
}
.legal-block  .hero-deco-industry { color: var(--gold2); }
.finance-block .hero-deco-industry { color: #5bbfb0; }

.hero-deco-quote {
  font-family: var(--serif);
  font-style: italic;
  font-size: 0.95rem;
  color: rgba(255,255,255,0.75);
  line-height: 1.65;
}
.hero-deco-attr {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.28);
}

.hero-deco-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 4px;
}
.hero-deco-tags span {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  padding: 3px 9px;
  border-radius: 2px;
}
.legal-block  .hero-deco-tags span { background: rgba(184,150,62,0.15); color: var(--gold2); }
.finance-block .hero-deco-tags span { background: rgba(42,144,128,0.15); color: #5bbfb0; }

.hero-deco-divider {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 24px;
}
.hero-deco-divider span { flex: 1; height: 1px; background: rgba(255,255,255,0.07); }
.hero-deco-diamond {
  width: 5px; height: 5px;
  background: rgba(255,255,255,0.18);
  transform: rotate(45deg);
  flex-shrink: 0;
}

@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-deco { display: none; }
}

.hero-eyebrow {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 28px;
}
.hero-line {
  width: 40px; height: 1px;
  background: var(--gold);
}
.hero-eyebrow span {
  font-size: 0.75rem;
  color: var(--gold2);
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.hero h1 {
  font-family: var(--serif);
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 700;
  line-height: 1.15;
  color: #fff;
  max-width: 720px;
  margin-bottom: 24px;
  letter-spacing: -0.5px;
}

.hero h1 em {
  font-style: italic;
  color: var(--gold2);
}

.hero-sub {
  color: rgba(255,255,255,0.75);
  font-size: 1rem;
  max-width: 540px;
  margin-bottom: 28px;
  line-height: 1.85;
}

.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 40px; }

.btn-primary-light {
  display: inline-block;
  background: var(--gold);
  color: #fff;
  padding: 14px 36px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.9rem;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
}
.btn-primary-light:hover { background: var(--gold2); }

.btn-ghost-light {
  display: inline-block;
  color: rgba(255,255,255,0.75);
  padding: 14px 36px;
  border-radius: var(--radius);
  font-weight: 500;
  font-size: 0.9rem;
  border: 1px solid rgba(255,255,255,0.2);
  transition: border-color 0.2s, color 0.2s;
}
.btn-ghost-light:hover { border-color: var(--gold2); color: var(--gold2); }

.hero-stats {
  display: flex;
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 40px;
  flex-wrap: wrap;
  gap: 36px;
}

.stat { }
.stat span {
  display: block;
  font-family: var(--serif);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold2);
  line-height: 1;
}
.stat p { font-size: 0.8rem; color: rgba(255,255,255,0.5); margin-top: 5px; letter-spacing: 0.3px; }

/* ===== LOGOS ===== */
.logos {
  padding: 32px 0;
  background: var(--cream2);
  border-bottom: 1px solid var(--border);
}

.logos-label {
  text-align: center;
  font-size: 0.7rem;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-weight: 600;
  margin-bottom: 16px;
}

.logos-row { display: flex; justify-content: center; gap: 10px; flex-wrap: wrap; }

.logo-pill {
  background: var(--white);
  border: 1px solid var(--border);
  padding: 6px 18px;
  border-radius: 2px;
  font-size: 0.78rem;
  color: var(--text-muted);
  font-weight: 500;
  letter-spacing: 0.3px;
}

/* ===== SECTION HEADER ===== */
.section-header { text-align: center; margin-bottom: 60px; }

.tag {
  display: inline-block;
  color: var(--gold);
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2.5px;
  margin-bottom: 14px;
  position: relative;
  padding: 0 20px;
}
.tag::before, .tag::after {
  content: '';
  position: absolute; top: 50%;
  width: 14px; height: 1px;
  background: var(--gold);
}
.tag::before { left: 0; }
.tag::after { right: 0; }

.section-header h2 {
  font-family: var(--serif);
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--navy);
  letter-spacing: -0.3px;
}
.section-header p { color: var(--text-muted); font-size: 0.95rem; }

/* ===== SOLUTIONS ===== */
.solutions { padding: 100px 0; background: var(--cream); }

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-top: none;
  position: relative;
}

.card {
  background: var(--white);
  padding: 36px 32px;
  position: relative;
  transition: background 0.25s;
}
.card:hover { background: #fdfbf7; }

.card-featured { background: var(--navy); border: none; }
.card-featured:hover { background: var(--navy2); }
.card-featured h3 { color: var(--gold2) !important; }
.card-featured p { color: rgba(212,175,106,0.85) !important; }
.card-featured ul li { color: rgba(212,175,106,0.85) !important; }
.card-featured ul li::before { color: var(--gold2) !important; }
.card-featured ul { border-top-color: rgba(184,150,62,0.25); }

.card-badge {
  position: absolute;
  top: -1px;
  left: -1px;
  background: var(--gold);
  color: #fff;
  font-size: 0.62rem;
  font-weight: 700;
  padding: 5px 14px 5px 12px;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  clip-path: polygon(0 0, 100% 0, 92% 100%, 0 100%);
  z-index: 2;
}

.card-icon { font-size: 1.6rem; margin-bottom: 16px; }
.card h3 {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--navy);
}
.card p { color: var(--text-muted); font-size: 0.87rem; margin-bottom: 18px; line-height: 1.8; }
.card ul { list-style: none; border-top: 1px solid var(--border); padding-top: 16px; }
.card-featured ul { border-top-color: rgba(255,255,255,0.1); }
.card ul li { font-size: 0.83rem; color: var(--text-muted); padding: 5px 0 5px 18px; position: relative; }
.card ul li::before { content: '—'; position: absolute; left: 0; color: var(--gold); font-weight: 700; }

/* ===== WHY ===== */
.why { padding: 100px 0; background: var(--navy); }
.why .section-header h2 { color: #fff; }
.why .section-header p { color: rgba(255,255,255,0.5); }
.why .tag { color: var(--gold2); }
.why .tag::before, .why .tag::after { background: var(--gold2); }

.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.08);
}

.why-item {
  background: var(--navy);
  padding: 36px 32px;
  transition: background 0.25s;
}
.why-item:hover { background: var(--navy2); }

.why-icon { font-size: 1.5rem; margin-bottom: 14px; }
.why-item h4 {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: #fff;
}
.why-item p { font-size: 0.85rem; color: rgba(255,255,255,0.65); line-height: 1.8; }

/* ===== CASES ===== */
.cases { padding: 100px 0; background: var(--cream2); }

.cases-industries {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}

.cases-industry-label {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.cases-industry-label span {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
}

.cases-industry-label.legal span { color: var(--gold); }
.cases-industry-label.finance span { color: var(--teal); }

.cases-industry-label .label-line {
  flex: 1;
  height: 1px;
}
.cases-industry-label.legal .label-line { background: var(--gold-light); }
.cases-industry-label.finance .label-line { background: var(--teal-light); }

.cases-col { display: flex; flex-direction: column; gap: 16px; }

.case-card {
  background: var(--white);
  border: 1px solid var(--border);
  padding: 28px;
  transition: border-color 0.25s, box-shadow 0.25s;
}
.case-card:hover { box-shadow: var(--shadow); }
.case-card.legal:hover  { border-color: var(--gold); }
.case-card.finance:hover { border-color: var(--teal2); }

.case-card-num {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 700;
  line-height: 1;
  margin-bottom: 10px;
}
.case-card.legal .case-card-num  { color: var(--gold-light); }
.case-card.finance .case-card-num { color: var(--teal-light); }

.case-card h4 {
  font-family: var(--serif);
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--navy);
}
.case-card p { font-size: 0.83rem; color: var(--text-muted); line-height: 1.75; }

/* Finance testimonial card — teal avatar */
.testimonial-card:last-child .testimonial-avatar {
  background: rgba(42,144,128,0.15);
  border-color: rgba(42,144,128,0.35);
  color: #5bbfb0;
}

/* ===== CONTACT ===== */
.contact {
  padding: 100px 0;
  background: var(--navy);
  border-top: 1px solid var(--border);
}

.contact-inner { max-width: 660px; margin: 0 auto; text-align: center; }
.contact-inner h2 {
  font-family: var(--serif);
  font-size: clamp(1.6rem, 3vw, 2.3rem);
  font-weight: 700;
  margin-bottom: 12px;
  color: #fff;
}
.contact-inner > p { color: rgba(255,255,255,0.55); margin-bottom: 44px; font-size: 0.93rem; }

.contact-form { display: flex; flex-direction: column; gap: 14px; text-align: left; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.contact-form input,
.contact-form select,
.contact-form textarea {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius);
  padding: 13px 16px;
  color: #fff;
  font-size: 0.9rem;
  font-family: var(--sans);
  width: 100%;
  transition: border-color 0.2s;
  outline: none;
}
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus { border-color: var(--gold); }
.contact-form input::placeholder,
.contact-form textarea::placeholder { color: rgba(255,255,255,0.3); }
.contact-form select option { background: var(--navy2); color: #fff; }
.contact-form textarea { resize: vertical; }
.contact-form .btn-primary {
  width: 100%; padding: 15px;
  background: var(--gold);
}
.contact-form .btn-primary:hover { background: var(--gold2); }

/* ===== FOOTER ===== */
.footer { background: #080f1e; padding: 64px 0 0; }

.footer-inner { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.07); }

.footer .logo { color: #fff; font-size: 1.15rem; }
.footer .logo span { color: var(--gold2); }
.footer-brand p { color: rgba(255,255,255,0.35); font-size: 0.83rem; margin-top: 10px; max-width: 220px; line-height: 1.7; }

.footer-links { display: flex; gap: 56px; }
.footer-links div { display: flex; flex-direction: column; gap: 10px; }
.footer-links h5 {
  font-size: 0.7rem;
  font-weight: 700;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 6px;
}
.footer-links a { font-size: 0.85rem; color: rgba(255,255,255,0.5); transition: color 0.2s; }
.footer-links a:hover { color: var(--gold2); }

.footer-bottom {
  padding: 20px 28px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px;
}
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.25); }

/* ===== RESPONSIVE ===== */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: 68px; left: 0; right: 0;
    background: var(--navy);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    padding: 20px 28px; gap: 20px;
  }
  .hamburger { display: block; }
  .form-row { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; }
  .footer-links { flex-wrap: wrap; gap: 32px; }
  .hero-stats { gap: 32px; }
  .cards { gap: 0; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .tab-btn { padding: 12px 18px; font-size: 0.82rem; }
  .cases-industries { grid-template-columns: 1fr; gap: 32px; }
}

@media (max-width: 480px) {
  .tab-industry { display: none; }
}

/* ===== HERO INDUSTRY PILLS ===== */
.hero-industry-pills {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 36px;
}

.hero-pill {
  display: flex;
  align-items: center;
  gap: 7px;
  padding: 7px 16px;
  border-radius: 2px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.3px;
}

.legal-pill {
  background: rgba(184,150,62,0.12);
  border: 1px solid rgba(184,150,62,0.3);
  color: var(--gold2);
}

.finance-pill {
  background: rgba(42,144,128,0.12);
  border: 1px solid rgba(42,144,128,0.3);
  color: #5bbfb0;
}

/* ===== SVG ICONS ===== */
.card-icon {
  width: 36px; height: 36px;
  margin-bottom: 20px;
  color: var(--gold);
}
.card-featured .card-icon { color: var(--gold2); }
.card-icon svg { width: 100%; height: 100%; }

.why-icon {
  width: 28px; height: 28px;
  margin-bottom: 14px;
  color: var(--gold2);
}
.why-icon svg { width: 100%; height: 100%; }

/* ===== NAV ACTIVE STATE ===== */
.nav-links a.active { color: var(--gold2) !important; }

/* ===== FAQ ===== */
.faq {
  padding: 100px 0;
  background: var(--cream);
}

.faq-list {
  max-width: 760px;
  margin: 0 auto;
  border-top: 1px solid var(--border);
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 22px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  cursor: pointer;
  text-align: left;
}

.faq-q span {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.4;
}

.faq-icon {
  width: 20px; height: 20px;
  flex-shrink: 0;
  position: relative;
}
.faq-icon::before,
.faq-icon::after {
  content: '';
  position: absolute;
  background: var(--gold);
  border-radius: 2px;
  transition: transform 0.25s, opacity 0.25s;
}
.faq-icon::before { width: 12px; height: 1.5px; top: 50%; left: 50%; transform: translate(-50%, -50%); }
.faq-icon::after  { width: 1.5px; height: 12px; top: 50%; left: 50%; transform: translate(-50%, -50%); }

.faq-q[aria-expanded="true"] .faq-icon::after { transform: translate(-50%, -50%) rotate(90deg); opacity: 0; }

.faq-a {
  display: none;
  padding: 0 0 22px;
}
.faq-a.open { display: block; }
.faq-a p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.85;
}

/* ===== SCROLL TO TOP ===== */
.scroll-top {
  position: fixed;
  bottom: 32px;
  right: 32px;
  width: 44px; height: 44px;
  background: var(--navy);
  color: var(--gold2);
  border: 1px solid rgba(184,150,62,0.3);
  border-radius: 50%;
  font-size: 1.1rem;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s, transform 0.3s;
  z-index: 99;
}
.scroll-top.visible {
  opacity: 1;
  pointer-events: auto;
}
.scroll-top:hover { transform: translateY(-3px); }

/* ===== SOLUTION TABS ===== */
.tabs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  margin-bottom: 0;
  border: 1px solid var(--border);
  border-bottom: none;
  border-radius: 4px 4px 0 0;
  overflow: hidden;
}

.tab-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 22px 24px;
  background: var(--cream2);
  border: none;
  border-bottom: 3px solid transparent;
  font-family: var(--sans);
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-muted);
  cursor: pointer;
  transition: color 0.2s, border-color 0.2s, background 0.2s;
  position: relative;
}
.tab-btn + .tab-btn { border-left: 1px solid var(--border); }
.tab-btn svg { width: 18px; height: 18px; flex-shrink: 0; }

.tab-btn[data-tab="legal"].active,
.tab-btn[data-tab="legal"]:hover {
  color: var(--gold);
  border-bottom-color: var(--gold);
  background: var(--white);
}
.tab-btn[data-tab="finance"].active,
.tab-btn[data-tab="finance"]:hover {
  color: var(--teal);
  border-bottom-color: var(--teal2);
  background: var(--white);
}

.tab-industry {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 2px;
}
.tab-btn[data-tab="legal"] .tab-industry  { background: var(--gold-light); color: var(--gold); }
.tab-btn[data-tab="finance"] .tab-industry { background: var(--teal-light); color: var(--teal); }

.tab-panel { display: none; }
.tab-panel.active { display: grid; }

/* Finance panel accent overrides */
#tab-finance .card-icon { color: var(--teal); }
#tab-finance .card-featured { background: var(--teal); }
#tab-finance .card-featured:hover { background: var(--teal2); }
#tab-finance .card-featured .card-icon { color: rgba(255,255,255,0.95); stroke: rgba(255,255,255,0.95); }
#tab-finance .card-featured h3 { color: #fff !important; }
#tab-finance .card-featured p { color: rgba(255,255,255,0.88) !important; }
#tab-finance .card-featured ul li { color: rgba(255,255,255,0.88) !important; }
#tab-finance .card-featured ul li::before { color: rgba(255,255,255,0.6) !important; }
#tab-finance .card-featured ul { border-top-color: rgba(255,255,255,0.2); }
#tab-finance .card-badge { background: #e8a020; color: #fff; }
#tab-finance .card ul li::before { color: var(--teal); }

/* ===== DUAL TESTIMONIALS ===== */
.testimonials {
  background: var(--navy);
  padding: 80px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.08);
}

.testimonial-card {
  background: var(--navy);
  padding: 48px 44px;
  transition: background 0.25s;
}
.testimonial-card:hover { background: var(--navy2); }

.testimonial-quote-mark {
  font-family: var(--serif);
  font-size: 4rem;
  line-height: 0.6;
  color: var(--gold);
  opacity: 0.4;
  margin-bottom: 20px;
  display: block;
}

.testimonial-card blockquote {
  font-family: var(--serif);
  font-size: 1rem;
  font-style: italic;
  color: rgba(255,255,255,0.85);
  line-height: 1.8;
  margin-bottom: 28px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 14px;
}

.testimonial-avatar {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: rgba(184,150,62,0.15);
  border: 1px solid rgba(184,150,62,0.35);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold2);
  letter-spacing: 0.5px;
  flex-shrink: 0;
}

.testimonial-author strong {
  display: block;
  font-size: 0.88rem;
  color: #fff;
  font-weight: 600;
}

.testimonial-author span {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.38);
  display: block;
  margin-top: 2px;
}

@media (max-width: 768px) {
  .testimonials-grid { grid-template-columns: 1fr; }
  .tab-btn { padding: 12px 18px; font-size: 0.82rem; }
}